A sudden power surge is one of many disturbances that can damage your appliances. Repair and replacement costs can be expensive and are not often covered by traditional insurance policies or 首页 warranties. 你可以添加可选的 设备故障2022世界杯下注 to your 首页 insurance policy for only $50 per year.
Damage to your service lines, such as power or 水, can get costly fast. Protect yourself from unexpected expenses by bundling 服务线路覆盖范围 with 设备故障 for only $80 一年. 与阿ur 总理的政策, this bundle comes at no extra cost.
To add this protection, you can either call your agent or contact us at: (866) 999-5545
is spent by Americans per year on appliances. 是的,数十亿.
of refrigeration and air conditioning failures are due to electrical issues.
of appliance insurance claims result from power surges.
is the cost of an average power surge claim.
The typical equipment includes, but is not limited to:
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Standard 首页 insurance policies do not cover appliances or equipment breakdown. It's available as an option to add to your policy. Our 设备故障 endorsement provides coverage 最高10万美元 for sudden electrical, mechanical, or pressure system breakdown to your 首页’s equipment.
设备故障 vs Wear and 眼泪
设备故障 不 盖板磨损. 损耗 is the natural deterioration of a machine’s ability to perform its intended function which occurs as a machine reaches the end of its “life expectancy.” This is determined by the quality of installation, 维护水平, 水分和湿度, 振动, 热和冷, 或者使用强度. 设备故障 refers to a sudden loss of functionality.
Download our 损失的场景 guide for examples of equipment breakdown versus wear and tear:
You can add equipment breakdown coverage to your insurance policy for $50 一年.
You are responsible for paying $500 每个索赔. 剩下的我们会处理的.
No. Extended warranties are often expensive and only cover one appliance per warranty. The 设备故障 endorsement is a lot different than coverage from warranties and provides breakdown coverage for all of your household’s electrical equipment.
Download this quick guide to compare the value of 设备故障 to a product warranty:
To file a claim call Customer Service at (877) 333-9992 or file a claim online in our customer portal:
This coverage protects the pipes and lines that enter your 首页 providing everyday services, 比如电气, 水, 下水道, 或者通信线路. We highly recommend adding Service Line coverage to your 首页owners policy by purchasing it with 设备故障 coverage.
You can combine 设备故障 and Service Line coverage for $80 一年.
The Service Line addition includes coverage for:
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No. Service Line coverage can only be combined with 设备故障 coverage when added to your policy.
是的. In addition to providing coverage for repairs associated with a service line failure, Service Line coverage extends to the following:
- Reimbursement for temporary living expenses.
- Expediting expenses so you can make immediate repairs.
- Environmental Safety and Efficiency Improvements.